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Bitcoin Estate Planning State Comparison Tool

Compare up to 3 states side by side across estate tax, dynasty trust rules, asset protection, RUFADAA adoption, and Bitcoin-specific laws. Select any combination to compare — or use the defaults: Wyoming, South Dakota, and Nevada.

Select up to 3 states to compare

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Independent research and advisory for families managing significant Bitcoin wealth. We do not manage assets or sell financial products. Our work is educational and structural — custody architecture, estate planning, tax strategy, and governance.

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Frequently Asked Questions

What is the best state for a Bitcoin trust?
Wyoming, South Dakota, and Nevada are generally the top three. Wyoming has the most Bitcoin-specific legislation. South Dakota has no rule against perpetuities (unlimited trust duration). Nevada offers the strongest asset protection. All three have no state income tax.
Do you have to live in a state to form a trust there?
No. You can form a trust in any state by appointing a trustee or trust company based in that state. Wyoming, South Dakota, and Nevada all have licensed trust companies that serve non-resident families, giving you access to favorable state law regardless of where you live.
What is RUFADAA and why does it matter for Bitcoin?
RUFADAA (Revised Uniform Fiduciary Access to Digital Assets Act) governs whether trustees and executors can access digital assets like Bitcoin after death. States that have adopted RUFADAA give fiduciaries legal authority to access accounts and wallets — critical for Bitcoin inheritance.
What is a dynasty trust and which states allow them?
A dynasty trust holds assets across generations without triggering estate or gift tax at each transfer. South Dakota, Nevada, and Wyoming abolished the rule against perpetuities, allowing unlimited trust duration. Most states limit trusts to 90–1,000 years.
Which states have no estate tax?
Most U.S. states have no estate tax — including Wyoming, South Dakota, Nevada, Texas, Florida, Tennessee, Arizona, Colorado, Georgia, and many others. States with estate taxes include Massachusetts ($2M exemption), Oregon ($1M), Washington ($2.19M), Illinois ($4M), and New York ($6.94M), among others.
Disclaimer: State law data is based on publicly available information as of early 2026 and may not reflect recent legislative changes. This tool is for educational purposes only and does not constitute legal advice. Trust law is complex — consult a qualified estate planning attorney licensed in the relevant state before making decisions.

Related Reading

Bitcoin Estate Planning in Wyoming

The most Bitcoin-friendly state — DAO law, SPDI banks, and purpose-built trust statutes.

Bitcoin Estate Planning in South Dakota

No rule against perpetuities, no state income tax, and a powerful directed trust framework.

Bitcoin Estate Planning in Nevada

The strongest asset protection laws in the U.S. — and a favorable trust environment for Bitcoin families.

⚠ Calculator Disclaimer — Read Before Using Results

Results produced by this calculator are rough estimates only and should not be relied upon for any financial, legal, tax, or investment decision. Calculations are based on simplified assumptions and publicly available general tax parameters that may not reflect current law, your specific jurisdiction, your actual tax situation, or recent regulatory changes.

Actual outcomes will differ — often significantly — from any figure shown here due to: individual tax circumstances (filing status, deductions, other income, AMT exposure, state-specific rules), changes in Bitcoin price, changes in federal and state tax law, the specific structure of any trust or entity you use, professional fees and transaction costs, timing of recognition events, and many other factors this tool cannot account for.

This tool does not constitute legal, tax, financial, or investment advice. It is provided for illustrative and educational purposes only. Do not make any financial, legal, or tax decision based on the output of this calculator without first consulting a qualified estate planning attorney, licensed CPA or tax adviser, and registered financial adviser who is familiar with your complete financial situation, jurisdiction, and applicable law.

Tax laws change frequently. Federal estate tax exemptions, state tax rates and exemptions, depreciation rules, and retirement account rules referenced in this tool reflect our best understanding of the law at time of publication and may be outdated. The Bitcoin Family Office makes no representation that information contained herein is current, accurate, or complete.