Interactive Tool

Bitcoin Gifting Strategy Calculator

Model your annual gifting strategy and see how consistent exclusion gifts reduce your taxable estate over time — tax-free.

Your Inputs

$
$
% of portfolio gifted per year 15%
5%50%
Expected price growth per year 30%
0%100%
Number of years to project 15 yrs
5 yrs30 yrs
Total Gifted
Gift Tax Liability
Remaining Estate
Estate Tax Reduction
vs. not gifting at federal 40% rate
Your Annual Max Exclusion Gift (Year 1)

Year-by-Year Projection

Year BTC Price BTC Holdings Annual Gift $ Cumulative Gifted Remaining Estate
⚠ Illustrative Purposes Only

This calculator provides hypothetical projections based on the inputs you enter. It is not financial, legal, or tax advice. Actual results will vary significantly based on Bitcoin price volatility, changes in tax law, gift structuring, and your specific financial situation.

Assumptions: The calculator assumes (1) annual BTC appreciation compounds linearly at the rate you specify, (2) gifts are made at the beginning of each year from BTC holdings, (3) all gifts qualify for the annual exclusion (no taxable gifts assumed unless exclusion is exceeded), (4) estate tax reduction is estimated at the 40% federal estate tax rate applied to the total gifted amount, and (5) no capital gains tax is reflected (basis transfer to recipient). This is a simplified model. Consult a qualified estate planning attorney and CPA before making any gifting decisions.

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